:root{--ink:#12202b;--muted:#546575;--sea:#0e5a6e;--sea2:#0b7a91;--gold:#e9a713;
--sand:#fbf6ea;--line:#dce5ea;--card:#ffffff;--bg:#f3f7f8;--rope:#c9781f}
*{box-sizing:border-box}
html,body{margin:0;padding:0;width:100%;overflow-x:hidden}
body{font-family:"Segoe UI",Roboto,-apple-system,Arial,sans-serif;color:var(--ink);
background:var(--bg);line-height:1.62;font-size:17px}
a{color:var(--sea2)}
img{max-width:100%;height:auto}
.wrap{width:100%;max-width:1080px;margin:0 auto;padding:0 22px}
header.site{background:linear-gradient(100deg,#0c4b5e,#0b7a91);color:#fff;
box-shadow:0 2px 10px rgba(6,40,50,.18);position:sticky;top:0;z-index:40}
.head-row{display:flex;align-items:center;justify-content:space-between;
flex-wrap:nowrap;gap:14px;padding:12px 0}
.brand-logo{color:#fff;font-weight:800;font-size:20px;text-decoration:none;
letter-spacing:.2px;white-space:nowrap}
.nav-main{display:flex;flex-wrap:nowrap;gap:6px;align-items:center;margin-left:auto}
.nav-main a{color:#eaf6f9;text-decoration:none;padding:8px 10px;border-radius:7px;
font-size:15px;white-space:nowrap}
.nav-main a:hover,.nav-main a.active{background:rgba(255,255,255,.16)}
.cta-top{background:var(--gold);color:#3a2a03;font-weight:800;padding:9px 14px;
border-radius:8px;text-decoration:none;white-space:nowrap}
.cta-top:hover{filter:brightness(1.05)}
.burger{display:none;margin-left:auto;background:rgba(255,255,255,.14);border:0;
color:#fff;font-size:22px;line-height:1;padding:8px 12px;border-radius:8px;cursor:pointer}
.crumbs{background:var(--sand);border-bottom:1px solid var(--line)}
.crumbs .wrap{padding-top:9px;padding-bottom:9px;font-size:13.5px;color:var(--muted)}
.crumbs a{color:var(--sea)}
main{display:block}
.hero-img{margin:18px 0 6px;border-radius:14px;overflow:hidden;border:1px solid var(--line);
box-shadow:0 6px 20px rgba(9,50,62,.12)}
.hero-img img{display:block;width:100%}
h1{font-size:30px;line-height:1.22;margin:22px 0 10px}
h2{font-size:23px;margin:30px 0 10px;color:#0c3b49}
h3{font-size:19px;margin:22px 0 8px;color:#0c3b49}
p{margin:12px 0}
.lede{font-size:18.5px;background:#fff;border-left:4px solid var(--gold);
padding:14px 18px;border-radius:0 10px 10px 0;box-shadow:0 3px 12px rgba(9,50,62,.07)}
ul,ol{margin:12px 0;padding-left:22px}
li{margin:6px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;
padding:18px 20px;margin:18px 0;box-shadow:0 3px 12px rgba(9,50,62,.06)}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.stat{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 16px}
.stat b{display:block;font-size:22px;color:var(--sea2)}
.stat span{font-size:13.5px;color:var(--muted)}
.table-scroll{overflow-x:auto;margin:16px 0;border:1px solid var(--line);border-radius:10px}
table{border-collapse:collapse;width:100%;min-width:440px;background:#fff}
th,td{border-bottom:1px solid var(--line);padding:10px 12px;text-align:left;font-size:15px}
th{background:var(--sand);color:#0c3b49}
.tabs{margin:18px 0}
.tab-btns{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:10px}
.tab-btns button{background:#e7eef1;border:1px solid var(--line);border-radius:8px;
padding:8px 14px;cursor:pointer;font-size:15px;color:#0c3b49}
.tab-btns button.on{background:var(--sea2);color:#fff;border-color:var(--sea2)}
.tab-panel{display:none;background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px 18px}
.tab-panel.on{display:block}
.calc{background:linear-gradient(160deg,#0c4b5e,#0b7a91);color:#fff;border-radius:14px;
padding:20px 22px;margin:22px 0}
.calc label{display:block;font-size:14px;margin:10px 0 4px;color:#d7eef3}
.calc input{width:100%;padding:9px 11px;border-radius:8px;border:0;font-size:16px}
.calc .out{margin-top:14px;font-size:19px;font-weight:800;background:rgba(255,255,255,.14);
padding:12px 14px;border-radius:10px}
details{background:#fff;border:1px solid var(--line);border-radius:10px;margin:10px 0;padding:4px 16px}
summary{cursor:pointer;font-weight:700;padding:12px 0;color:#0c3b49}
details[open] summary{border-bottom:1px solid var(--line);margin-bottom:8px}
.spin{background:var(--sand);border:1px dashed var(--rope);border-radius:12px;padding:18px 20px;margin:22px 0}
.cta-final{text-align:center;margin:24px 0}
.cta-final a{display:inline-block;background:var(--gold);color:#3a2a03;font-weight:800;
font-size:18px;padding:14px 30px;border-radius:10px;text-decoration:none;box-shadow:0 6px 16px rgba(233,167,19,.35)}
footer.site{background:#0b2d38;color:#c7d7dd;margin-top:40px;padding:26px 0}
footer.site a{color:#9fd3df;text-decoration:none;margin-right:14px;font-size:14.5px}
footer .foot-brand{color:#fff;font-weight:800;font-size:18px}
.disclaimer{font-size:12.5px;color:#8fb0b9;margin-top:14px;line-height:1.5}
.back-top{position:fixed;right:16px;bottom:16px;background:var(--sea2);color:#fff;border:0;
width:44px;height:44px;border-radius:50%;font-size:20px;cursor:pointer;display:none;
box-shadow:0 4px 12px rgba(9,50,62,.3);z-index:50}
.back-top.show{display:block}
@media(max-width:820px){
 .head-row{flex-wrap:nowrap}
 .burger{display:block}
 .nav-main{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;
 background:#0c4b5e;padding:8px 22px 14px;gap:2px;box-shadow:0 8px 18px rgba(0,0,0,.25)}
 .nav-main.open{display:flex}
 .nav-main a{padding:11px 8px;border-radius:6px}
 .cta-top{display:none}
 .nav-main .cta-top{display:block;text-align:center;margin-top:8px}
 h1{font-size:25px}
 .grid{grid-template-columns:1fr}
}